Best Credit Card Processing Companies – Gaffney, South Carolina, 29341

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Best Credit Card Processing Companies – Gaffney, South Carolina, 29341

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Best Credit Card Processors recommended for companies in Gaffney, SC

We started by asking business owners in Gaffney that have worked with or credit card processing businesses they use, to obtain the very best charge card processors for small company. We also inquired whether or not they would recommend them to other companies that have been small, and exactly what the companies enjoyed and disliked about these vendors and why.

In total, we compiled a list of more than 10 credit card processors. Our top picks are Swipe,Chief Merchant Solutions, pay pal and Square.

Next, we created a comprehensive listing of credit card chips which areideal for small enterprises. Along with these mentioned these chips we were comfortable with to and by small companies wespoke, we also checked out charge-card processors that appeared on reliable onlinesources, for instance business websites and review web sites.

Our research consisted of reviewing the internet site of each central processing unit, viewing videos, reading how-to guides, browsing aid sources, trying demos out when reachable and enrolling for ourvery own accounts. We also acted as business owners and requested questions of revenue and customer-support locate out advice that is maybe not readilyavailable online and associates, to get a clearer notion of thestandard of service.

Here would be the standards we used to evaluate each credit card processor:

  • Trade/swipe rates
  • Equipment, setup together with other costs
  • Simple setup and use
  • Contracts and service provisions
  • Kinds of payments accepted
  • Backing and processing time
  • EMV capacity
  • Retailer services
  • Added features and edges
  • Customization alternatives
  • Third party integrations
  • Reporting and analytics
  • Service limits
  • Customer service

That is a whole list of credit card chips and an breakdown of what each company promises to offer. This alphabetical list also comprises our most readily useful picks.

Total Merchant Services – Offers a totally free credit card machine with not long expression contracts. Credit card processing rates are reasonable which comes with flexible pricing alternatives and 24-7/365 customer support.

Amazon Local Register – Amazon’s cellular bank card chip offers one of thecheapest swipe prices and assures no monthly costs, charge-back fees and no international fees. It may be obtained on Amazon’s own Fireplace OS, Android and iOS and workswith your Amazon Payments account. – is a payment gateway provider that enables you to accept bank cardsthrough the system it self or incorporate payment along with your existing merchant account. The service is full of characteristics, such as for instance recurringbilling, sophisticated fraud detection, e check processing and significantly more. Yet, with its $49 set up fee and monthly gateway fee, the pricing is somewhat higher than third-party processors.

BankCard USA – offers all types of credit card processing choices for small businesses, including wireless swipers, mobile card processing, e commerce options and POS techniques. A merchant account is needed by BankCard USA, and also the business guarantees same dayapplication decisions.

Greatest Merchant Rates – If you want a totally customized charge card processing alternative, Best Retailer Rates can create a program that is tailored only to your business. The service is sold with upfront rates which are guaranteed for five years, which means you wont have to worry about any increases or unpleasant surprises.

BluePay Processing – gives all in one credit card processing solutions to get a broad selection of retailer kinds.

Braintree – Wish to accept greater than one sort of payment that is online? Braintree, a pay-pal business, allows you to take Bitcoin, Apple Pay, Venmo, and more using just one integration in your web site or program. Now,Braintree is offering free processing in your first $50,000.

Breadcrumb Payments by Groupon –  A Groupon company, Breadcrumb empowers you toaccept bankcards in the same low swipe from smart phones, tablet notebooks, laptops and check out terminals -rate acrossdevices. The support comes with one -exploit Groupon coupon redemption and also a Free Statement Evaluation to showyou how much you really can save compared to other processors. – merchant accounts allow you to process bank cards on- and offline, even when you have poor credit or actually really are a high risk merchant. The company provides low rates and comes with final or charge card reader, applications, electronic shopping cart, and complimentary set up.|Breadcrumb Repayments by Groupon — A Groupon business, Breadcrumb enables you to accept bankcards in exactly the same low swipe from smart phones, tablet notebooks, notebook computers and examine out terminals -price across devices. The support comes with one -tap Groupon coupon redemption along with a Free Statement Assessment to show you how significantly you actually can save your self compared to other chips.

Chase Paymentech – provides a broad choice of merchandises to help small enterprises accept bank cards online, in-person and on the run. The support also is sold with other security programs as well as refined fraud protection, data encryption to ensure that your company and customersstay protected from cyberattacks.

Factors to consider when choosing a Merchant Services Provider:

  • Does the credit card processing company have experience in your industry?
  • How much Monthly Credit Card Volume?  The amount of credit card processing volume can effect the information needed for merchant account approval. Providing past 3 months of merchant service statements, Profit & Loss Report, and/or last 6 Months of bank statements may be required
  • What is your Average Ticket? If you have a high average ticket, like a furniture store or plastic surgeon, you will want to make sure the company you signup with does not hold your funds.
  • Is your Business a High Risk? In the credit card processing industry, frequency of charge backs determine which classifies businesses considered to be high risk.


We believe in complete credit card processing satisfaction. If you are not happy with the merchant services company we have partnered you with, you can cancel with NO TERMINATION FEES.

Personal Service

We are a reputable credit card processing broker but not too big to provide personal service. With us, you can call us directly and speak to a human. Our mission is to provide exceptional customer service.


As a merchant services broker, we call the shots on your credit card processing rates and fees. This allows us to be flexible on pricing. We will NOT put you in a cookie cutter pricing model that charges you more on cards you accept the most.

Get a Free Quote

Free Apple Pay & EMV Credit Card Terminal

We have partnered with Total Merchant Services to provide Free IP/Dial or Wireless Credit Card Terminals. Because of their Free Equipment Placement Program, a free terminal is provided with an approval of a new merchant account.

  • Simple Online Application
  • 24/7 Toll Free Technical and Customer Support
  • Month-to-Month Agreement
  • Lower Credit Card Processing Rates
  • No Application or Setup Fees
  • FREE EMV Compliant & NFC Capable Credit Card Terminal
  • American Express Included (Optional)

Steps to Apply for Merchant Account

No leasing or Purchase Required. You may continue to process your credit cards with Total Merchant Services using the Free Credit Card Terminal at no charge. Should you cancel your services, simply place the credit card machine in a box and send it back to them. Keeping the credit card machine will result charges at full retail price.

Here are the Breakdown of Merchant Processing Fees:

  • Debit Check Cards (Signature Debit Cards): 1%
  • Qualified (Swiped Credit Cards): 1.69%
  • Mid Qualified (Keyed Cards, Mail Order/Telephone Order, Reward Cards) : 2.66%
  • Non Qualified (Business Cards, Corporate Cards, International Cards): 3.01%
  • Transaction Fee: $0.10 (above cost)
  • Monthly Service: $5.00
  • PCI Compliance: $4.95/Mo. (Approx. $60/yr)

In order to apply for a Free Apple Pay (NFC) & EMV (Chip Card) enabled Credit Card Terminal, applying for a merchant account with Total Merchant Services is required. You will receive an already programmed machine upon approval.
Follow the steps below to Apply:

  1. Apply Below
  2. Enter your Email Address
  3. Create and Confirm your Password
  4. Enter your Personal Information, Business Information, and Banking Information
  5. Finish

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