Best Credit Card Processing Companies – Gaffney, South Carolina, 29342

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Best Credit Card Processing Companies – Gaffney, South Carolina, 29342

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Best Credit Card Payment Solutions recommended for companies in Gaffney, SC

We began by asking business owners in Gaffney that have worked with or credit card processing businesses they use, to get the very best charge card chips for small business. We also inquired whether or not they’d recommend them to other companies that were small, and what the businesses liked and disliked about these vendors and why.

Next, we created a complete listing of credit card chips which areideal for small businesses. Along with these mentioned those chips we were comfortable with to and by small small businesses wespoke, we also looked at charge card processors that appeared on reputable onlinesources, for instance company sites and review websites.

Our investigation consisted of reviewing the internet site of each and every chip, seeing videos, studying how to guides, exploring help sources, seeking demos out when accessible and enrolling for ourvery own accounts. We also acted as company owners and asked questions of sales and customer support find out guidance that is not readilyavailable online and representatives, to get a clearer idea of thestandard of support.

In total, we compiled a listing of more than 10 credit card chips. Our best picks are Swipe,Primary Merchant Providers, pay pal and Square.

Here are the standards we used to value each credit card processor:

  • Commerce/swipe rates
  • Supplies, set up and also other prices
  • Easy set up and use
  • Contracts and support provisions
  • Kinds of payments accepted
  • Approval and processing time
  • EMV capacity
  • Retailer services
  • Additional features and edges
  • Customization options
  • Third-party integrations
  • Reporting and analytics
  • Service limits
  • Customer service

This is a complete listing of credit card processors and an overview of what each firm claims to offer. This alphabetical listing additionally consists of our greatest picks.

Total Merchant Services – Offers a free credit card machine with maybe not long term contracts. Credit card processing rates are reasonable which comes with adaptable pricing alternatives and 24-7/365 customer support.

Amazon Local Register – Amazon’s cellular bank card chip offers one of thecheapest swipe prices and insures no month-to-month costs, charge-back costs and no international fees. It may be got on Amazon’s own Fireplace OS, Android and iOS and workswith your Amazon Repayments account. – is a payment gateway supplier that enables you to accept bank cardsthrough the platform itself or incorporate payment along with your current merchant account. The service is packed with features, for example for instance recurringbilling, advanced fraud detection, eCheck processing and much more. Yet, with its $49 set up fee and monthly gateway payment, the pricing is fairly higher than third party processors.

BankCard USA – offers all types of credit card processing choices for small-scale businesses, including wireless swipers, cellular card processing, ecommerce options and POS methods. A merchant account is required by BankCard USA, as well as the business ensures same dayapplication decisions.

Greatest Merchant Rates – If you want a completely customized charge card processing alternative, Greatest Retailer Rates can create a program that is tailored only for your own business. The service is sold with upfront rates which are fully guaranteed for five years, which means you you will not have to worry about any increases or disagreeable surprises.

BluePay Processing – offers all in one credit card processing solutions for a broad selection of retailer sorts.

Braintree – Need to accept greater than one kind of payment that is certainly on-line? Braintree, a pay-pal company, lets you choose Bitcoin, Apple Pay, Venmo, PayPal and more using just one integration into your web site or app. Now,Braintree offers free processing on your own first $50,000.

Breadcrumb Payments by Groupon –  A Groupon business, Breadcrumb enables you toaccept bank cards at the same low swipe from smart phones, tablet notebook computers, laptops and verify out terminals -rate acrossdevices. The support comes with one -exploit Groupon coupon redemption along with a Totally Free Statement Evaluation to showyou how much you really can save compared to other chips. – merchant accounts enable you to process charge cards on- and offline, even if you have terrible credit or actually are a high-risk retailer. The organization provides low rates and comes with terminal or charge card reader, applications, electronic shopping cart, and complimentary set upward.|Breadcrumb Repayments by Groupon — A Groupon business, Breadcrumb empowers you to accept bankcards at the same low swipe from smart phones, tablet notebook computers, laptops and examine out terminals -rate across devices. The support comes with one -tap Groupon coupon redemption and also a Totally Free Statement Evaluation to show you how significantly you actually can save compared to other processors.

Chase Paymentech – provides a wide assortment of merchandises to help small enterprises accept bank cards on-line, in-person and ontherun. The service also comes with other security applications and also classy fraud protection, data encryption to make sure your company and customersstay protected from cyberattacks.

Factors to consider when choosing a Merchant Services Provider:

  • Does the credit card processing company have experience in your industry?
  • How much Monthly Credit Card Volume?  The amount of credit card processing volume can effect the information needed for merchant account approval. Providing past 3 months of merchant service statements, Profit & Loss Report, and/or last 6 Months of bank statements may be required
  • What is your Average Ticket? If you have a high average ticket, like a furniture store or plastic surgeon, you will want to make sure the company you signup with does not hold your funds.
  • Is your Business a High Risk? In the credit card processing industry, frequency of charge backs determine which classifies businesses considered to be high risk.


We believe in complete credit card processing satisfaction. If you are not happy with the merchant services company we have partnered you with, you can cancel with NO TERMINATION FEES.

Personal Service

We are a reputable credit card processing broker but not too big to provide personal service. With us, you can call us directly and speak to a human. Our mission is to provide exceptional customer service.


As a merchant services broker, we call the shots on your credit card processing rates and fees. This allows us to be flexible on pricing. We will NOT put you in a cookie cutter pricing model that charges you more on cards you accept the most.

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Free Apple Pay & EMV Credit Card Terminal

We have partnered with Total Merchant Services to provide Free IP/Dial or Wireless Credit Card Terminals. Because of their Free Equipment Placement Program, a free terminal is provided with an approval of a new merchant account.

  • Simple Online Application
  • 24/7 Toll Free Technical and Customer Support
  • Month-to-Month Agreement
  • Lower Credit Card Processing Rates
  • No Application or Setup Fees
  • FREE EMV Compliant & NFC Capable Credit Card Terminal
  • American Express Included (Optional)

Steps to Apply for Merchant Account

No leasing or Purchase Required. You may continue to process your credit cards with Total Merchant Services using the Free Credit Card Terminal at no charge. Should you cancel your services, simply place the credit card machine in a box and send it back to them. Keeping the credit card machine will result charges at full retail price.

Here are the Breakdown of Merchant Processing Fees:

  • Debit Check Cards (Signature Debit Cards): 1%
  • Qualified (Swiped Credit Cards): 1.69%
  • Mid Qualified (Keyed Cards, Mail Order/Telephone Order, Reward Cards) : 2.66%
  • Non Qualified (Business Cards, Corporate Cards, International Cards): 3.01%
  • Transaction Fee: $0.10 (above cost)
  • Monthly Service: $5.00
  • PCI Compliance: $4.95/Mo. (Approx. $60/yr)

In order to apply for a Free Apple Pay (NFC) & EMV (Chip Card) enabled Credit Card Terminal, applying for a merchant account with Total Merchant Services is required. You will receive an already programmed machine upon approval.
Follow the steps below to Apply:

  1. Apply Below
  2. Enter your Email Address
  3. Create and Confirm your Password
  4. Enter your Personal Information, Business Information, and Banking Information
  5. Finish

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