Best Credit Card Processing Companies – Luray, South Carolina, 29932

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Best Credit Card Processing Companies – Luray, South Carolina, 29932

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Top Rated Credit Card Processors recommended for companies in Luray, SC

We started by asking business owners in Luray which have worked with or credit card processing companies they use, to locate the most effective charge card processors for small company. We also inquired whether or not they’d urge them to other businesses which were small, and exactly what the companies liked and disliked about these vendors and why.

Our investigation consisted of reviewing the internet site of every processor, viewing videos, studying how to guides, searching help sources, attempting demos out when reachable and enrolling for ourvery own accounts. We also acted as company owners and asked questions of sales and customer support find out guidance that is maybe not readilyavailable on the web and representatives, to get a clearer idea of thestandard of service.

Next, we developed a complete listing of credit card chips which areideal for small enterprises. Along with those mentioned these chips we were comfortable with to and by small small businesses wespoke, we also looked at charge-card processors that appeared on reputable onlinesources, for example business web sites and review websites.

In total, we compiled an inventory of more than 10 credit card chips. Our best picks are Swipe,Chief Merchant Services, PayPal and Square.

Here are the criteria we used to evaluate each credit card processor:

  • Trade/swipe rates
  • Equipment, set up together with other prices
  • Simple setup and use
  • Contracts and support provisions
  • Types of payments accepted
  • Backing and processing time
  • EMV capacity
  • Retailer services
  • Added characteristics and edges
  • Customization options
  • Third-party integrations
  • Reporting and analytics
  • Service limits
  • Customer service

This really is a complete list of credit card chips and an summary of what each company promises to offer. This alphabetical listing additionally contains our most readily useful picks.

Total Merchant Services – Offers a free credit card machine with maybe not long expression contracts. Credit card processing rates are fair which comes with flexible pricing alternatives and 24-7/365 customer help.

Amazon Local Register – Amazon’s mobile bank card chip offers one of thecheapest swipe charges and insures no monthly costs, chargeback fees and no international fees. It might be got on Amazon’s own Fire OS, Android and iOS and workswith your Amazon Repayments account. – is a payment gateway provider that lets you take bank cardsthrough the platform itself or incorporate payment with your existing merchant account. The support is packed with characteristics, such as for instance recurringbilling, complex fraud detection, eCheck processing and significantly more. Yet, with its $49 setup fee and monthly gateway payment, the pricing is somewhat higher than third party processors.

BankCard USA – offers all types of credit card processing choices for small businesses, including wireless swipers, cellular card processing, e commerce choices and POS techniques. A merchant account is required by bank card USA, as well as the company ensures same dayapplication decisions.

Greatest Merchant Rates – In case you want a completely customized charge card processing option, Greatest Retailer Rates can create an application which is tailored simply for the enterprise. The service comes with upfront rates that are fully guaranteed for five years, which suggests you won’t have to worry about any growths or unpleasant surprises.

BluePay Processing – offers all-in-one credit card processing options for a broad selection of retailer kinds.

Braintree – Need to take more than one sort of payment that is certainly on-line? Braintree, a pay-pal company, allows you to choose Bitcoin, Apple Pay, Venmo, PayPal and more using just one integration in your website or app. Now,Braintree is offering free processing on your own first $50,000.

Breadcrumb Payments by Groupon –  A Groupon company, Breadcrumb enables you toaccept bankcards at exactly the same low swipe from smartphones, tablet notebook computers, notebooks and examine out terminals -rate acrossdevices. The support comes with one -tap Groupon coupon redemption and also a Free Statement Evaluation to showyou how significantly you actually can save your self compared to other chips. – merchant accounts allow you to process credit cards on- and offline, even whenever you have poor credit or actually certainly are a high risk merchant. The business provides reduced rates and comes with final or charge card reader, applications, on-line shopping cart, and complimentary set upward.|Breadcrumb Payments by Groupon — A Groupon company, Breadcrumb enables you to accept bank cards in the exact same low swipe from smart phones, tablet notebook computers, laptops and verify out terminals -price across devices. The service comes with one -exploit Groupon coupon redemption and also a Free Statement Assessment to show you how much you really can save your self compared to other chips.

Chase Paymentech – supplies an extensive choice of merchandises to aid small enterprises accept bank cards on line, in person and on-the-run. The support also comes with other security programs and also sophisticated fraud defense, data encryption to make sure your company and customersstay protected from cyberattacks.

Factors to consider when choosing a Merchant Services Provider:

  • Does the credit card processing company have experience in your industry?
  • How much Monthly Credit Card Volume?  The amount of credit card processing volume can effect the information needed for merchant account approval. Providing past 3 months of merchant service statements, Profit & Loss Report, and/or last 6 Months of bank statements may be required
  • What is your Average Ticket? If you have a high average ticket, like a furniture store or plastic surgeon, you will want to make sure the company you signup with does not hold your funds.
  • Is your Business a High Risk? In the credit card processing industry, frequency of charge backs determine which classifies businesses considered to be high risk.


We believe in complete credit card processing satisfaction. If you are not happy with the merchant services company we have partnered you with, you can cancel with NO TERMINATION FEES.

Personal Service

We are a reputable credit card processing broker but not too big to provide personal service. With us, you can call us directly and speak to a human. Our mission is to provide exceptional customer service.


As a merchant services broker, we call the shots on your credit card processing rates and fees. This allows us to be flexible on pricing. We will NOT put you in a cookie cutter pricing model that charges you more on cards you accept the most.

Get a Free Quote

Free Apple Pay & EMV Credit Card Terminal

We have partnered with Total Merchant Services to provide Free IP/Dial or Wireless Credit Card Terminals. Because of their Free Equipment Placement Program, a free terminal is provided with an approval of a new merchant account.

  • Simple Online Application
  • 24/7 Toll Free Technical and Customer Support
  • Month-to-Month Agreement
  • Lower Credit Card Processing Rates
  • No Application or Setup Fees
  • FREE EMV Compliant & NFC Capable Credit Card Terminal
  • American Express Included (Optional)

Steps to Apply for Merchant Account

No leasing or Purchase Required. You may continue to process your credit cards with Total Merchant Services using the Free Credit Card Terminal at no charge. Should you cancel your services, simply place the credit card machine in a box and send it back to them. Keeping the credit card machine will result charges at full retail price.

Here are the Breakdown of Merchant Processing Fees:

  • Debit Check Cards (Signature Debit Cards): 1%
  • Qualified (Swiped Credit Cards): 1.69%
  • Mid Qualified (Keyed Cards, Mail Order/Telephone Order, Reward Cards) : 2.66%
  • Non Qualified (Business Cards, Corporate Cards, International Cards): 3.01%
  • Transaction Fee: $0.10 (above cost)
  • Monthly Service: $5.00
  • PCI Compliance: $4.95/Mo. (Approx. $60/yr)

In order to apply for a Free Apple Pay (NFC) & EMV (Chip Card) enabled Credit Card Terminal, applying for a merchant account with Total Merchant Services is required. You will receive an already programmed machine upon approval.
Follow the steps below to Apply:

  1. Apply Below
  2. Enter your Email Address
  3. Create and Confirm your Password
  4. Enter your Personal Information, Business Information, and Banking Information
  5. Finish

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