Best Credit Card Processing Companies – Portland, Oregon, 97299

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Best Credit Card Processing Companies – Portland, Oregon, 97299

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Best Credit Card Payment Solutions recommended for businesses in Portland, OR

We began by requesting business owners in Portland that have caused or credit card processing businesses they use, to find the most effective charge card processors for small company. We also inquired whether or not they’d urge them to other businesses that were little, and exactly what the companies liked and disliked about these venders and why.

Our research consisted of reviewing the website of each and every chip, viewing videos, studying how to guides, browsing help sources, attempting demos out when accessible and registering for ourvery own accounts. We also acted as company owners and requested questions of sales and customer-support locate out advice that is maybe not readilyavailable online and associates, to get a clearer idea of thestandard of service.

Next, we produced a comprehensive listing of credit card chips which areideal for smaller businesses. Along with these mentioned those chips we were comfortable with to and by small small businesses wespoke, we also looked at charge card processors that appeared on reputable onlinesources, for example company websites and evaluation websites.

In total, we compiled a list of more than 10 credit card chips. Our best picks are Swipe,Chief Merchant Solutions, PayPal and Square.

Here would be the criteria we used to assess each credit card processor:

  • Commerce/swipe rates
  • Gear, setup and also other prices
  • Easy setup and use
  • Contracts and support provisions
  • Types of payments accepted
  • Approval and processing time
  • EMV capability
  • Retailer services
  • Added features and edges
  • Customization alternatives
  • Third party integrations
  • Reporting and analytics
  • Service limits
  • Customer service

This is a complete listing of credit card processors and an overview of what each firm maintains to offer. This alphabetical listing additionally includes our most readily useful picks.

Total Merchant Services – Offers a totally free bank card machine with maybe not long expression contracts. Credit card processing rates are decent which comes with adaptable pricing options and 24-7/365 consumer support.

Amazon Local Register – Amazon’s mobile bank card chip offers one of thecheapest swipe rates and guarantees no monthly costs, chargeback charges and no international fees. It can be obtained on Amazon’s own Fireplace OS, Android and iOS and workswith your Amazon Payments account. – is a payment gateway supplier that enables you to take bank cardsthrough the system it self or incorporate payment with your existing merchant account. The service is filled with characteristics, such as for instance recurringbilling, sophisticated fraud detection, eCheck processing and much more. Yet, with its $49 setup fee and monthly gateway fee, the pricing is fairly higher than third-party processors.

BankCard USA – offers all kinds of credit card processing alternatives for small businesses, including wireless swipers, mobile card processing, e commerce options and POS methods. A merchant account is needed by BankCard USA, and the company ensures same dayapplication determinations.

Greatest Merchant Rates – Should you would like a totally customized charge card processing option, Finest Retailer Rates can produce a program that’s tailored simply to your business. The service is sold with upfront rates which are guaranteed for five years, which means you won’t have to worry about any growths or unpleasant surprises.

BluePay Processing – offers all in one credit card processing solutions to get a wide range of retailer types.

Braintree – Desire to accept more than one type of payment that is certainly on-line? Braintree, a pay-pal company, allows you to take Bitcoin, Apple Pay, Venmo, PayPal and more using only one integration into your site or app. Now,Braintree offers free processing on your first $50,000.

Breadcrumb Payments by Groupon –  A Groupon firm, Breadcrumb enables you toaccept bank cards at exactly the same low swipe from smartphones, tablet notebooks, notebook computers and check out terminals -price acrossdevices. The service comes with one -tap Groupon coupon redemption along with a Free Statement Evaluation to showyou how significantly you really can save compared to other processors. – merchant accounts allow you to process charge cards on- and off line, even if you have poor credit or really really are a high risk merchant. The firm provides low rates and comes with terminal or charge card reader, applications, online shopping cart, and complimentary set upward.|Breadcrumb Payments by Groupon — A Group On firm, Breadcrumb enables you to accept bank cards at the exact same low swipe from smart phones, tablet computers, laptops and verify out terminals -price across devices. The support comes with one -exploit Groupon coupon redemption along with a Totally Free Statement Evaluation to show you how much you actually can save compared to other processors.

Chase Paymentech – supplies a broad assortment of merchandises to aid small-businesses accept bank cards on line, inperson and ontherun. The support also comes with other security programs as well as classy fraud safety, info encryption to ensure that your company and customersstay protected from cyberattacks.

Factors to consider when choosing a Merchant Services Provider:

  • Does the credit card processing company have experience in your industry?
  • How much Monthly Credit Card Volume?  The amount of credit card processing volume can effect the information needed for merchant account approval. Providing past 3 months of merchant service statements, Profit & Loss Report, and/or last 6 Months of bank statements may be required
  • What is your Average Ticket? If you have a high average ticket, like a furniture store or plastic surgeon, you will want to make sure the company you signup with does not hold your funds.
  • Is your Business a High Risk? In the credit card processing industry, frequency of charge backs determine which classifies businesses considered to be high risk.


We believe in complete credit card processing satisfaction. If you are not happy with the merchant services company we have partnered you with, you can cancel with NO TERMINATION FEES.

Personal Service

We are a reputable credit card processing broker but not too big to provide personal service. With us, you can call us directly and speak to a human. Our mission is to provide exceptional customer service.


As a merchant services broker, we call the shots on your credit card processing rates and fees. This allows us to be flexible on pricing. We will NOT put you in a cookie cutter pricing model that charges you more on cards you accept the most.

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Free Apple Pay & EMV Credit Card Terminal

We have partnered with Total Merchant Services to provide Free IP/Dial or Wireless Credit Card Terminals. Because of their Free Equipment Placement Program, a free terminal is provided with an approval of a new merchant account.

  • Simple Online Application
  • 24/7 Toll Free Technical and Customer Support
  • Month-to-Month Agreement
  • Lower Credit Card Processing Rates
  • No Application or Setup Fees
  • FREE EMV Compliant & NFC Capable Credit Card Terminal
  • American Express Included (Optional)

Steps to Apply for Merchant Account

No leasing or Purchase Required. You may continue to process your credit cards with Total Merchant Services using the Free Credit Card Terminal at no charge. Should you cancel your services, simply place the credit card machine in a box and send it back to them. Keeping the credit card machine will result charges at full retail price.

Here are the Breakdown of Merchant Processing Fees:

  • Debit Check Cards (Signature Debit Cards): 1%
  • Qualified (Swiped Credit Cards): 1.69%
  • Mid Qualified (Keyed Cards, Mail Order/Telephone Order, Reward Cards) : 2.66%
  • Non Qualified (Business Cards, Corporate Cards, International Cards): 3.01%
  • Transaction Fee: $0.10 (above cost)
  • Monthly Service: $5.00
  • PCI Compliance: $4.95/Mo. (Approx. $60/yr)

In order to apply for a Free Apple Pay (NFC) & EMV (Chip Card) enabled Credit Card Terminal, applying for a merchant account with Total Merchant Services is required. You will receive an already programmed machine upon approval.
Follow the steps below to Apply:

  1. Apply Below
  2. Enter your Email Address
  3. Create and Confirm your Password
  4. Enter your Personal Information, Business Information, and Banking Information
  5. Finish

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