Best Credit Card Processing Companies – Reading, Pennsylvania, 19606

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Best Credit Card Processing Companies – Reading, Pennsylvania, 19606

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Top Credit Card Payment Solutions recommended for companies in Reading, PA

We started by requesting business owners in Reading which have caused or credit card processing companies they use, to locate the very best credit card processors for small business. We also inquired whether or not they would recommend them to other businesses which were little, and what the companies enjoyed and disliked about these venders and why.

Next, we developed a comprehensive listing of credit card processors which areideal for smaller businesses. Along with those mentioned those chips we were comfortable with to and by small companies wespoke, we also checked out bank card processors that seemed on reliable onlinesources, for example company web sites and review websites.

Our study consisted of reviewing the internet site of each and every processor, viewing videos, studying how-to guides, browsing help resources, trying demos out when accessible and enrolling for ourvery own accounts. We also acted as business owners and requested questions of revenue and customer-support find out advice that is maybe not readilyavailable on the web and associates, to get a clearer idea of thestandard of service.

In total, we compiled an inventory of more than 10 credit card chips. Our top picks are Swipe,Main Merchant Services, pay pal and Square.

Here are the standards we used to evaluate each credit card processor:

  • Trade/swipe rates
  • Gear, set up as well as other costs
  • Easy set up and use
  • Contracts and service provisions
  • Sorts of payments accepted
  • Approval and processing time
  • EMV ability
  • Retailer services
  • Added characteristics and advantages
  • Customization alternatives
  • Third party integrations
  • Reporting and analytics
  • Service limits
  • Customer service

This is a whole list of credit card processors and an breakdown of what each business claims to offer. This alphabetical listing also consists of our most readily useful picks.

Total Merchant Services – Offers a free credit card machine with not long term contracts. Credit card processing rates are fair which comes with flexible pricing options and 24-7/365 customer support.

Amazon Local Register – Amazon’s mobile bank card chip offers one of thecheapest swipe charges and insures no month-to-month fees, chargeback charges with no international fees. It may be gotten on Amazon’s own Fireplace OS, Android and iOS and workswith your Amazon Payments account. – is a payment gateway provider that enables you to take bank cardsthrough the system itself or incorporate payment along with your existing merchant account. The support is full of characteristics, for example for instance recurringbilling, complex fraud detection, eCheck processing and significantly more. Yet, with its $49 setup fee and monthly gateway fee, the pricing is notably higher than third party processors.

BankCard USA – offers all kinds of credit card processing choices for small businesses, including wireless swipers, mobile card processing, ecommerce options and POS techniques. A merchant account is needed by BankCard USA, as well as the company ensures same dayapplication decisions.

Greatest Merchant Rates – Should you would like a totally customized charge card processing alternative, Greatest Retailer Rates can create a program which is tailored just for your business. The service is sold with upfront rates that are guaranteed for five years, which means you will not have to worry about any increases or unpleasant surprises.

BluePay Processing – gives all in one credit card processing solutions to get a broad selection of retailer kinds.

Braintree – Want to take more than one sort of payment that’s on-line? Braintree, a pay-pal company, lets you take Bitcoin, Apple Spend, Venmo, PayPal and more using only one integration in your site or app. Now,Braintree is offering free processing in your first $50,000.

Breadcrumb Payments by Groupon –  A Group On company, Breadcrumb enables you toaccept bankcards in exactly the same low swipe from smart phones, tablet notebook computers, notebook computers and verify out terminals -rate acrossdevices. The service comes with one -exploit Groupon coupon redemption and also a Totally Free Statement Assessment to showyou how much you actually can save compared to other processors. – merchant accounts allow you to process credit cards on- and off line, even when you have poor credit or really really are a high risk retailer. The firm provides reduced prices and comes with final or charge card reader, software, on-line shopping cart, and complimentary set upward.|Breadcrumb Repayments by Groupon — A Group On firm, Breadcrumb enables you to accept bank cards at the exact same low swipe from smart phones, tablet notebooks, laptops and examine out terminals -price across devices. The support comes with one -exploit Groupon coupon redemption and also a Free Statement Evaluation to show you how much you actually can save compared to other processors.

Chase Paymentech – supplies a broad assortment of merchandises to help small-businesses accept bankcards on-line, in person and away from home. The support also comes with other security software as well as sophisticated fraud safety, info encryption to ensure that your business and customersstay protected from cyberattacks.

Factors to consider when choosing a Merchant Services Provider:

  • Does the credit card processing company have experience in your industry?
  • How much Monthly Credit Card Volume?  The amount of credit card processing volume can effect the information needed for merchant account approval. Providing past 3 months of merchant service statements, Profit & Loss Report, and/or last 6 Months of bank statements may be required
  • What is your Average Ticket? If you have a high average ticket, like a furniture store or plastic surgeon, you will want to make sure the company you signup with does not hold your funds.
  • Is your Business a High Risk? In the credit card processing industry, frequency of charge backs determine which classifies businesses considered to be high risk.


We believe in complete credit card processing satisfaction. If you are not happy with the merchant services company we have partnered you with, you can cancel with NO TERMINATION FEES.

Personal Service

We are a reputable credit card processing broker but not too big to provide personal service. With us, you can call us directly and speak to a human. Our mission is to provide exceptional customer service.


As a merchant services broker, we call the shots on your credit card processing rates and fees. This allows us to be flexible on pricing. We will NOT put you in a cookie cutter pricing model that charges you more on cards you accept the most.

Get a Free Quote

Free Apple Pay & EMV Credit Card Terminal

We have partnered with Total Merchant Services to provide Free IP/Dial or Wireless Credit Card Terminals. Because of their Free Equipment Placement Program, a free terminal is provided with an approval of a new merchant account.

  • Simple Online Application
  • 24/7 Toll Free Technical and Customer Support
  • Month-to-Month Agreement
  • Lower Credit Card Processing Rates
  • No Application or Setup Fees
  • FREE EMV Compliant & NFC Capable Credit Card Terminal
  • American Express Included (Optional)

Steps to Apply for Merchant Account

No leasing or Purchase Required. You may continue to process your credit cards with Total Merchant Services using the Free Credit Card Terminal at no charge. Should you cancel your services, simply place the credit card machine in a box and send it back to them. Keeping the credit card machine will result charges at full retail price.

Here are the Breakdown of Merchant Processing Fees:

  • Debit Check Cards (Signature Debit Cards): 1%
  • Qualified (Swiped Credit Cards): 1.69%
  • Mid Qualified (Keyed Cards, Mail Order/Telephone Order, Reward Cards) : 2.66%
  • Non Qualified (Business Cards, Corporate Cards, International Cards): 3.01%
  • Transaction Fee: $0.10 (above cost)
  • Monthly Service: $5.00
  • PCI Compliance: $4.95/Mo. (Approx. $60/yr)

In order to apply for a Free Apple Pay (NFC) & EMV (Chip Card) enabled Credit Card Terminal, applying for a merchant account with Total Merchant Services is required. You will receive an already programmed machine upon approval.
Follow the steps below to Apply:

  1. Apply Below
  2. Enter your Email Address
  3. Create and Confirm your Password
  4. Enter your Personal Information, Business Information, and Banking Information
  5. Finish

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